Banco Bradesco is a private bank in South America – the vast majority of its operations take place in Brazil, home to a few thousand branches and a count of employees in the thousands. Founded on March 10, 1943 – some 75 years ago in today’s terms – Banco Bradesco maintained its spot as the largest private bank in Brazil until Banco Itau and Unibanco – each of these banks was individually smaller than Bradesco – collaborated balance sheets and income statements in 2009.
Since then, great things have happened to Banco Bradesco. Luiz Carlos Trabuco Cappi was moved up from his role as the leader of Bradesco Seguros, the insurance-related subsidiary of the bank – it regularly brings in greater than one-fourth of its net income on a yearly basis. Although Luiz Carlos Trabuco Cappi still remains within the payroll ranks of the company, let’s look at a minimum of two important happenings that have found themselves expanding across the departments, buildings, branches, and ideas of Banco Bradesco. Read more articles about Luiz Carlos Trabuco Cappi at Valor.
Let’s figuratively time travel back to the first of October 2017
Mr. Lazaro de Mello Brandao is, at the time, the chairman of the board of directors at one of the most important banks in South America – Banco Bradesco. Seemingly out of nowhere, although Lazaro de Mello Brandao was over 90 years of age and had never retired in his life – he had been working for the same bank since he was a teenager.
On October 11, 2018, Mr. Brandao formally announced that he would no longer be working for the likes of Banco Bradesco. Instead, he planned on ceasing working altogether to finally retire for good. Luiz Carlos Trabuco Cappi eventually took his place as chairman about six months after he resigned.
Junior is in charge now – and there’s a good reason why
Digital banks are taking the lead across the world as the most popular form of banking. Luiz Carlos Trabuco Cappi was not an expert in digital banking or popular means of using technology to take care of consumers’ needs as they relate to financial services.
When Hurricane Maria swept through Puerto Rico in mid-September 2017, it left a trail of damage that the locals are yet to recover from. From hospitals to roads, homes, healthcare facilities and power lines, the hurricane-ravaged most of the infrastructures in the region. In the wake of the hurricane, many Puerto Ricans have battled with the problem of accessing quality and comprehensive healthcare services. Even though the area has fought with pressing health care issues for decades, the hurricane heightened the severity of the inadequacies in Puerto Rico’s healthcare sector. However, InnovaCare Health, under the leadership of its chief executive officer and president Rick Shinto has stepped into the gap with innovative healthcare services such as mobile clinics, makeshift clinic and home health visits.
Through its Medicare y Mucho Mas (MMM) healthcare plan offered by its subsidiary in the island, InnovaCare Health runs a makeshift clinic, Recargate, in San Juan that provides comprehensive healthcare services for those enrolled under the Medicare and Medicaid health plans. The clinic offers counseling, physical examination, and referral services. It also organizes numerous health and wellness workshops and educational seminars, to help the residents to recharge both emotionally and physically from the devastating effects of the hurricane. Those seeking for social services can also visit the center to get the much-needed help considering that the hurricane damaged most of the offices in the area. They can also pick refills for essential commodities such as drugs as the center has become a collection and distribution center in the area.
InnovaCare Health’s dedication to the promotion of quality healthcare provision in the country especially in Puerto Rico has seen the company’s chief administrative officer, Penelope Kokkinides, visit the White House as part of a panel invited by the president. The eight-member committee comprised of women actively involved in the healthcare industry in various capacities. They discussed the legislative agenda of the administration when it comes to improving healthcare provision. During the meeting, Kokkinides argued that cutting costs associated with Medicare Advantage can help more Puerto Ricans access healthcare services. The meeting also stressed the importance of the millions of women serving in the sector in pushing for the provision of quality and affordable healthcare services.
InnovaCare Health employs the best talents in the industry to serve in various roles. The company is currently looking for member enrolment manager and director of the pharmacy to serve at MMM of Florida, Inc. subsidiary. The company is also seeking to hire a corporate chief medical officer to oversee its managed care services, a chief financial officer, and a health recruiter to serve on a temporary basis.
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As successful entrepreneurs know, they are always seeking the next challenge in their business career. This has been particularly true of Drew Madden, who over two decades has established himself as the world’s leading healthcare IT professional, especially in electronic medical records systems. And as new spreads that health insurer Aetna and pharmaceutical company CVS plan an upcoming merger, and Amazon is entering the pharmaceutical business by acquiring licensing in many states across the country, it’s clear Drew Madden’s expertise and knowledge will be in great demand by numerous companies.
Trained as an Industrial Engineer, Drew Madden has used these talents, along with a keen eye for software development and IT operations, to forge a career for himself unlike virtually any other entrepreneur of his generation. Having spent several years as President and CEO of the highly successful healthcare IT consulting firm Nordic Consulting Partners, Drew Madden’s reputation is one that has come to symbolize a commitment to excellence. Starting with only 10 employees at NCP, Drew built the business to include over 700 of the world’s best healthcare IT professionals. And while this was happening, the company’s client list grew to include over 150 of the world’s top healthcare corporations and facilities. But maybe most impressive of all, annual revenues for NCP went from barely over $1 million to exceeding $140 million, cementing Drew’s place in the industry as an entrepreneur unlike any other.
Upon achieving his success at NCP, Drew knew it was time to find a new challenge in his professional life. Thus, he helped found Evergreen Healthcare Partners, yet another healthcare IT consulting firm. However, Evergreen’s focus is not only on healthcare IT, but change management as well. Having helped numerous companies over the years, Drew found many companies not only knew little about healthcare IT, but also how to go about implementing the latest management techniques to grow their business. Using his extensive knowledge and experience, Drew Madden has shown clients across the world how to stay ahead of the competition. In doing so, he has indeed climbed the next mountain, yet again finding success.
A successful entrepreneur, Bob Reina has been impacting the business world for quite some time. The CEO of Talk Fusion, Reina has built quite an impressive resume during his more than two decades in the industry. A native of Brandon, Florida, Reina’s success is due in large part to his work ethic and can do attitude. He has been able to overcome major obstacles and has created great success simply because of his will to win.
Bob Reina prides himself on his ‘I Will’ mantra. He never looks back. His mission is to always look forward and bring his team with him. It’s a strong way of thinking that has guided Reina in his business decision. His company Talk Fusion makes it way by charging ahead, understanding what the current trends are and being incredibly innovative.
Along with success comes the responsibility of giving back. This is a task that Bob Reina looks forward to. Reina is not afraid or ashamed to let others know that he is giving back. He believes in using his public status to motivate others to also give of their time and money. Furthermore Reina enjoys going out into the world and meeting people of all backgrounds. He believes his style of approaching philanthropy can create even more interest in his causes.
Bob Reina is determined to inspire others. He believes he has been able to grow Talk Fusion because they are one-dimensional. There mission is to introduce new and innovative solutions that impact the masses. Regardless of where they are in the world their products are relevant. For Reina the world of business and philanthropy go hand and hand. Reina and his company are revolutionizing the business world. With his amazing track record and history of success Bob Reina appears set for continued success for many years to come.
After a successful forty year journey in Banco Bradesco, Trabuco Bradesco has finally taken over the reins of Brazil’s most prominent private lending institution. This comes after former president Lazaro Brandao officially put in his resignation. Trabuco Bradesco has had a very colorful career with the banking institution after he started working for them as a teller in 1969. It is a deserved post after working his way up from a humble position into his very first executive position of director of marketing. The job did not come easy as Trabuco Bradesco had to prove he had it in him to handle the pressure which took him fifteen years to show his commitment.
Trabuco Bradesco immediately was instructed to device a way in which the bank would effectively retain and attract new clients. This involved coming up with a new methodology that would see to it that their profits were maximized as well as expanding their reach of services and consumer products onto developing market segments. It let to increase of the consumer base as the method of approach segmented into different units to be able to adequately treat all areas of the market with enough attention that made clients treatment optimal. It worked, and in a few short years, the whole banking industry had assimilated to the technique that saw a revolution in how clients were approached.
His efforts did not emanate from pure luck as he had a solid education from the start. He achieved his bachelor’s certification from the University of Sao Paulo where he majored in philosophy. In his pursuit of excellence, he decided to excel in the field and did a postgraduate that majored in socio-psychology. Since high school, Trabuco Bradesco has always been an overachiever having finished much earlier that his fellow students in high school.
His passion for learning about the socio-dynamics of psychology served him well over the years, and his relationship with the consumers that acted as a bridge between them and Banco Bradesco helped the firm rise to great heights. Learning from the best in the industry and his academic background made him a natural successor after the chairman was forced to relinquish his position due to health reasons. The leadership of the bank has never been in safer hands than it is now especially since the person leading it has grown with the firm and also benefitted from its success over the years.
Brazil has the largest economy in Latin America and the seventh largest in the world. Like many countries, Brazil has had up and downs in its economic growth. However, Brazil has been hit by both political turmoil and economic problems. This has forced the government to initiate innovative ways to create jobs and encourage business development. Flavio Maluf is the current president of Eucatex and a business executive with over three decades of experience. Read more about FlavioMaluf at Blog do Ronco
Flavio Maluf reports Brazil has notoriously high taxes for doing business in the country. With such high taxes, increases businesses operation expenses and discourages business development. Considering the need for economic stimulation, the government has initiated various programs designed to stimulate more business development and job growth in the hopes to improve economic growth.
Flavio Maluf has been a business executive with Eucatex since 1997. According to Flavio, the federal government of Brazil has passed laws that lessen some of the financial burdens on taxation in the country. Business is still required to pay taxes, however, the funds are managed in more fiscally responsible manner. Flavio Maluf reports on Fiscal Incentive Laws, which are designed to stimulate more job creation and business development. Under these fiscal incentive laws, the taxes that are paid are not simply pushed directly to the government. Instead, portions of the funds are funneled to fund various social programs. In the past 100% of the taxed funds would go directly to the federal government, and from where the funds were used however the federal government desired. Under the new laws not only are the funds distributed in a more economically strategic manner, the businesses can leverage the funding to save money off advertisements. The business has the freedom to take credit for funding some of the programs the funding was used for as a sponsor.
The Fiscal Incentive Laws don’t actually cut taxes, but at least now the funds are used in more efficient and fiscally responsible manner. Also, businesses can take credit for funding programs that benefit from the tax funding distribution, which allows businesses to save money on advertisement. There are also other tax-free areas in the country to encourage business to relocate to these regions to take advantage.